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Plan your financial security with advice that works for you.

Financial Services


Here are our current interest rates for deposits and loans.  Please note that rates are subject to change.  Please contact us to confirm current rates and specials.

Term Deposits

Our term deposits are very popular with our members. Check back often for our latest rates.

View Term Deposits

RRSP Rates

Registered Retirement Savings Plans are a traditional savings strategy for investors who do not want risk.

View RRSP Rates

TFSA Rates

CECU's Tax-Free Savings Accounts are a nice flexible method of savings with some great rates.

View TFSA Rates

RIF & RESP Rates

Our members love our rates on Retirement Income Funds and Registered Education Savings Plans.

View RIF & RESP Rates

Personal Loans

Personal loans range from 6% to 10%. Please contact us for a current rate and/or consult.

Mortgage Rates

We offer a variety of rates for fixed-term mortgages.

View Mortgage Rates

Equity Shares

CECU equity shares pay dividends every February for the previous year.

  • Minimum deposit $25
  • Maximum deposit $500

Deposits must stay in the account until it closes.

Regular Shares (demand savings)

Most CECU members save using this account, as historically it has paid better than term deposits. This account pays a dividend each February for the previous year.

5 yr Dividend History

Below is the performance history for our regular shares:

Year Return Rate
 2020  1.15%
2019  1.6%
2018  1.7%
2017  1.65%
2016  1.6%
2015  1.8%
2014  1.8%


Debit Cards are available for this savings account.