Rates

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Rates

Here are our current interest rates for deposits and loans.  Please note that rates are subject to change.  Please contact us to confirm current rates and specials.

Term Deposits

Our term deposits are very popular with our members. Check back often for our latest rates.

View Term Deposits


RRSP Rates

Registered Retirement Savings Plans are a traditional savings strategy for investors who do not want risk.

View RRSP Rates


TFSA Rates

CECU's Tax-Free Savings Accounts are a nice flexible method of savings with some great rates.

View TFSA Rates


RIF & RESP Rates

Our members love our rates on Retirement Income Funds and Registered Education Savings Plans.

View RIF & RESP Rates


Personal Loans

Personal loans range from 6% to 10%. Please contact us for a current rate and/or consult.


Mortgage Rates

We offer a variety of rates for fixed-term mortgages.

View Mortgage Rates


Equity Shares

CECU equity shares pay dividends every February for the previous year.

  • Minimum deposit $25
  • Maximum deposit $500

Deposits must stay in the account until it closes.


Regular Shares (demand savings)

Most CECU members save using this account, as historically it has paid better than term deposits. This account pays a dividend each February for the previous year.


5 yr Dividend History

Below is the performance history for our regular shares:

Year Return Rate
2014 1.8%
2013 1.7%
2012 1.8%
2011 2.0%
2010 2.75%

Debit Cards are available for this savings account.